Exclusive Debt Settlement calls, not shared leads.
Consumers overwhelmed by credit card or unsecured debt who want a way to settle for less.
Exclusive debt settlement calls at a glance
- Starting rate
- From $70 per qualified call
- Exclusivity
- One caller, one business
- Service area
- Your ZIP codes, radius, or states
- Commitment
- No contract, no monthly fee
- Bad calls
- AI-checked, credits on request
- Go live
- Usually within a few days
High-intent callers, ready to book.
Debt settlement callers carry significant unsecured balances and want a path out short of bankruptcy. Qualified callers with the right debt load convert into enrolled programs.
Debt settlement demand climbs in January and February, when holiday spending arrives on statements, and rises again during economic stress such as layoffs or rising interest rates that push minimum payments higher. Summer brings a steady flow as families juggle travel and childcare costs. Callers are under pressure from collection calls and late fees and are often weighing bankruptcy, so they respond to a clear, calm explanation of how a program works. Client value is driven by enrolled debt volume and program length; callers are working adults with several maxed credit cards, households hit by a medical event or job loss, and retirees on fixed incomes carrying card balances.
Who it is for: Debt settlement and relief companies enrolling consumers into negotiation programs.
Types of debt settlement calls we drive
A qualified debt settlement call is a new consumer in a state where you enroll clients who carries unsecured debt at or above your minimum, describes hardship with credit cards, collections, or other unsecured accounts, and stays connected long enough to discuss balances and program options.
How much do exclusive debt settlement calls cost?
Exclusive debt settlement calls start at $70 per qualified call. You pay only for calls that meet the billable rules, with no contracts or monthly fees.
- Debt settlement callsfrom$70
Starting rates, reviewed September 30, 2026. When more than one business covers the same area, calls go to the higher bid first, so buyers in busy metros often bid above the starting rate.
What to confirm on a debt settlement call
- Confirm the caller's state and total unsecured debt meet your enrollment minimums.
- List each unsecured account with approximate balance and note any secured, student, or tax debt.
- Ask what hardship is behind the call: job loss, medical bills, divorce, or reduced income.
- Record current monthly payments and the amount the caller could realistically set aside each month.
- Explain how the program works and its credit impact without promising a specific savings amount.
Use it as your intake script. Confirming these on the first call protects your close rate and makes any credit request clear.
Getting debt settlement calls is simple.
We find them
We run and fund targeted campaigns that put your business in front of people actively searching for debt settlement in your area.
They call you
The customer dials a tracked number and is transferred to you live, in real time. No forms, no waiting, no callback tag.
You pay per call
You only pay for real, qualified calls. If a call clearly does not qualify, request a credit in one click.
One caller. One business. You.
Shared platforms sell the same debt settlement prospect to several companies. We route each call to you alone.
| Feature | Axel PR Exclusive Calls | Shared lead platforms |
|---|---|---|
| Lead type | Live inbound phone call | Web form or shared lead |
| Exclusivity | 100% exclusive to you | Sold to 3 to 5 businesses |
| Caller intent | Actively calling for service now | Browsing, may not respond |
| Response time | Real-time transfer | You chase the callback |
| Monthly fees | None | Often required |
| Contracts | None | Common |
| Bad-call policy | One-click credit requests | Rarely refundable |
Manage every call with confidence.
Your account includes a client portal, so every call you pay for is on the record and in front of you.
Full Call Log
Every call logged with time, duration, location, and source, live in your portal.
Call Recordings
Listen back to any call to verify quality and coach your team.
One-Click Credits
Flag a call that clearly does not qualify and request a credit instantly.
Built-In Mini CRM
Track callers, status, and follow-ups without another tool.
Multi-Profile Support
Run several service areas or brands from one account.
Pause Anytime
No contracts. Pause or resume your call flow whenever you need to.
You get a portal, not just a phone call.
Every Axel PR Exclusive Calls account comes with its own login. Watch calls arrive live, replay any recording, request a credit on a call that was not a real opportunity, track what closed, and top up your balance. It is included at no extra cost, and it works on your phone.
Debt Settlement calls, answered.
What does a typical debt settlement caller owe?
Multiple credit cards, personal loans, and medical bills that have grown past what minimum payments can handle, frequently with recent late payments or collection calls. Callers ask whether they can avoid bankruptcy, how much they might save, and what happens to their credit.
Is there a minimum debt level for a billable call?
You set the threshold. Many programs require a minimum unsecured balance, and callers who clearly fall below it, or who have only secured debt such as a mortgage or car loan, are credited. Callers who meet the threshold and engage on program details are qualified.
Which debt settlement calls are credited?
Callers with only federal student loans or tax debt, existing program clients, creditors and collectors calling about a client, callers in states where you cannot enroll, and callers seeking bankruptcy attorneys only are credited. Calls that disconnect before the caller describes their debt situation are not billed.
Are these debt settlement calls really exclusive?
Yes. Every call is routed to only one business at a time. We never sell shared leads, so you are not competing with three other companies for the same caller.
How much do exclusive debt settlement calls cost?
Exclusive debt settlement calls start at $70 per qualified call. You pay only for calls that meet the billable rules, with no contracts or monthly fees.
Why would I bid above the starting rate?
The starting rate is the lowest rate we accept for an industry. When more than one business covers the same area, calls go to the higher bid first, so buyers in busy metros or with tight service areas often bid above the starting rate to win more of the calls.
How does the pay-per-call model work?
You fund your account, then pay only for the qualified calls you receive. There are no monthly fees and no contracts. If a call clearly does not qualify, you can request a credit in one click.
How quickly can I start receiving calls?
Most partners are usually live within a few days, after a short setup call, account verification, and funding.
Can I control where and when calls come in?
Yes. You set your service area and availability, and you can pause or resume your call flow at any time.
What if I miss a call?
Calls are tracked and recorded. Consistently missing calls can affect routing priority, so we help you set up coverage that fits your team.
Do I get a portal to see my calls?
Yes. Every account includes a client portal with a live call log, recordings, one-click credit requests, a built-in mini CRM, and your billing and credit balance. It is included at no extra cost and works on your phone.
We are buying debt settlement calls right now.
Generate consumer-initiated debt settlement calls from search, maps, your own sites, or a call center? Funded buyers are waiting in every state. Get paid per qualified call, with the payable rules in writing.
Businesses buying debt settlement calls also buy
Debt Settlement calls in all 50 states
Buy one metro or a national footprint. Calls route by the caller's location to the business that can serve them.
Find the debt settlement customers who have not called yet.
Calls bring you the people ready to talk today. Signals finds the rest: visitors who left without calling, people researching the service this week, and leads that only need a phone number.
See all Signals toolsReady for exclusive debt settlement calls?
Book a free demo and we'll show you the call volume and pricing for your service area.